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Lower Medical Malpractice Insurance Premiums in the Southeast

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Doctors have seen the premiums for their professional liability insurance policies decrease for several years in a row throughout the Southeast.  Physicians have enjoyed decreases since 2004 in many states and now often pay less that 50% for their policies than they did six or seven years ago.  Many states have enacted tort reform and have placed caps on non-economic damages involving medical malpractice lawsuits.  Physicians in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina,…

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Alabama Medical Malpractice Market Update

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Multiple events in 2011 have continued to lower medical malpractice premiums in Alabama. Carrier competition has created an Alabama marketplace where the physicians can benefit from lower costs of professional liability coverage. The following changes contributed to the rate decreases many physicians are now seeing in their practices: Medicus Insurance Company enters Alabama Norcal Mutual acquires Medicus Insurance Company The Doctors Company acquires FPIC group Medicus Insurance Company receives “A” rating from A.M. Best A.M….

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