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Retroactive Archives - Diederich Healthcare

Doctors changing jobs – know your malpractice insurance options

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Whether it’s a change in employment, a move to a new state, or the sale of your practice, almost every doctor will someday need to evaluate malpractice insurance options.  When these times are upon you, you may feel overwhelmed with making decisions in a time crunch.  You still have patients to care for, a life outside of medicine, and now you need to solve your malpractice insurance problem.  Fortunately, you are not alone.  Read on…

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What to Consider When Adding a Physician to Your Practice

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Almost every month, I receive an email or call from a client that would like to inform me that their practice is growing. Their next question is almost always, “What do we need to do to add a physician to our policy?” Items to consider: Is your practice going to provide prior acts coverage? If your practice is going to match the new physician’s retroactive date, you are inheriting the risk of claim for this…

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How physicians can obtain cost-effective medical malpractice tail insurance

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Purchasing a tail insurance policy can prove to be a burden to healthcare providers when retiring, changing employers or under other circumstances which might require the termination of a claims-made policy.  Gone are the days when the only options were to “go bare” or purchase tail insurance for the significant premium offered by the incumbent carrier.   Diederich Healthcare equips physicians with multiple options for standalone tail insurance policies. Extended reporting period (better known as “tail”)…

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Know Your Options Before Purchasing Tail Coverage for your Medical Malpractice Policy

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If you have ever had to purchase tail coverage for your medical malpractice insurance policy, you know how expensive and limited your options are.  Tail can be very costly, usually double the expiring premium with your incumbent carrier.  Now there are options for tail coverage outside of your incumbent carrier! In response to a growing need and interest in competitive tail coverage, Diederich Healthcare can provide stand-alone tail coverage that can save you significantly in…

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