In the years leading up to 2014, malpractice insurance rates have steadily decreased.  While many factors play into the cause of this premium decline, the effect is undeniable – Maryland physicians can now obtain comparable coverage at significantly lower rates. In Baltimore, the most expensive practice location in the state, obstetricians can obtain coverage for $49,400.  At nearly half the cost of another leading admitted carrier with an AM Best “A” rating, this particular example…