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RRG Archives - Diederich Healthcare

Understanding the Options in the Medical Malpractice Insurance Market

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When physicians are faced with shopping a current professional liability policy or purchasing a new policy, they will be presented options from many different types of carriers that each has advantages and disadvantages.  Often, the needs of the physician and his or her practice will lend itself to a specific type of insurance carrier.  In this article, we will provide insight into the different kinds of companies and what they can offer to the healthcare…

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New York Medical Malpractice Insurance Environment Stabilizes

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After the onslaught of activity, ignited by the injection of risk retention groups (RRGs) entering the New York Medical Malpractice Insurance market, it appears the “inventiveness” of the RRGs entrance has become yesterdays news.   Once the talk of New York State,  RRGs are now commonplace in the malpractice insurance arena.  This leads to the question, “what lies in store for the medical community and citizens of New York?”. Even though RRGs have been operating in…

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Risk Retention Groups and their impact in New York

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The State with the largest demand for medical malpractice insurance alternatives has been New York.  The New York medical malpractice insurance market has long been considered overburdened with high claims severity and overregulated by a Department of Insurance that has virtually taken control over the pricing of policies for traditional carriers. New York implemented a series of significant rate increases from 2003-2007 to correct artificially low rates and dwindling reserves from existing carriers.  However, in…

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